Lax life word regulations are enlivening approach too many Americans to kill their children.
This, according to a Washington Post, whose breathless Sunday editorial ran with a headline, "Too many children are killed for word money. Here's how states can stop it."
Rather than reject a tangible murderers, a Post blames a life word industry, whose "spotty" regulatory correspondence and commission-hungry salesmen have combined a "system that has incited children into prey."
"The apparent palliate with that these killers were means to obtain policies," a Editorial Board says "shows sufficient safeguards are not in place." What is needed, they say, are some-more procedural safeguards or dollar caps on child life insurance.
This call for worse law is undercut, however, by a really resources of a murder cases summarized in a Washington Post's article.
The Post's square rattles off several murder cases—many not indeed involving children—where a killers are encouraged by collecting on life word policies:
"Shane Paris Sisskoko was 3 months aged when he was murdered in Montgomery County in 2001. Lemuel Wallace, 37, blind and developmentally disabled, was shot to genocide in 2009 in a Baltimore park. Latiqua Cherry, a Prince George's mother, was stabbed 9 times before her physique was set on glow in May 2015. Prince McLeod Rams was 15 months aged when he was drowned or suffocated in Virginia in Oct 2012.
"Common to all of these deaths is that a torpedo had personally insured a victims' lives and done themselves solitary beneficiaries."
The Post fails to discuss that any of a crimes they news involves a feign bypassing of regulations already on a books. Murderers, in a business of rascal and deception, are some-more than expected to be undeterred by additional regulation.
Laquita Cherry's ex-boyfriend reportedly had to feign her signature in sequence to take out an word process on her life. Lemuel Wallace's killer—a former priest named Kevin Pushia—fraudulently altered papers to be listed as a beneficiary.
Similarly, Shane Paris Sisskoko's father had to regularly lie to a child's mom about a reasons for medical examinations and calls from word companies to problematic a fact that he had taken a $750,000 process on his son's life.
The Post editorial house simply ignores a laws in 42 states known as "slayer statues", that bar a customer from collecting on a genocide they intentionally caused. Often a self-assurance for causing a genocide of a insured is not required for these slayer principle to be invoked.
Moreover, a kinds of cases a Washington Post seems many endangered about—huge life word claims for a genocide of really immature children—are also a kinds that will get a many inspection from life word companies, that mostly leads to military investigations.
An word association sloping off military to a outrageous life word process on Wallace. And a genocide of a ten-year-old child in Washington state whose murder a Post uses to inspire tighter law was was ruled an random genocide by military until an word questioner informed them of a $650,000 process that a boy's father had taken out on him.
It should also have been done transparent a form of murders referred to seem to be impossibly rare.
The Coalition to Prevent Insurance Fraud—a pro-regulation organisation cited in a Post's editorial—has logged 160 cases of murder encouraged by life word in "recent years," according to a 2017 report.
The organisation offers no reference for statistic or what is meant by "recent years" so a correctness of that series is tough to verify. Should "recent years" widen over a final decade however, that would make them some-more wanting than children killed by babysitters, or deadly regretful triangles.
Most insurance-related homicides, a Coalition news admits, engage a murdering of a spouse, not a child.
Calls for extended attention law to understanding with a handful of admittedly comfortless deaths are frequency fit or rational. The Washington Post's call for controlling life word as a means of enormous down on child murder is no exception.
Tags: #Insurance Life